Coverage: Plant and equipment often constitute a considerable part of a building contractor’s investment. Contractor’s Plant and Machinery insurance is an exclusive all risks policy covering the plant and machinery used by the contractors at the site for various projects.
Contractors Plant and Machinery Insurance covers the property whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or in the course of operations or when being shifted within the premises or during subsequent re-erection, but in any case only after successful commissioning.

Interest Covered: Illustrations of machineries/equipment that can be covered under Contractors Plant & Machinery insurance are-
– Earthmoving equipment: Bulldozer, grader, scraper, excavator, loader, dumper, etc
– Concrete mixer, concrete pumps
– Lifting equipment and drilling equipment Road surfacing equipment:
– Batching plant for production of concrete of asphalt
– Concrete or bitumen paving machines
– Bitumen tank sprayers (iv) rollers

Duration: Normally on annual basis and to be renewed periodically

Scope: It is an all risks insurance policy covering loss or damage to the property by any cause other than those excluded-
– Fire, lightning, explosion, aircraft damage
– Riot, strike, malicious act
– Flood, inundation, storm, cyclone and allied perils
– Landslide, subsidence and rockslide
– Burglary and theft
– Collision, overturning and falling of foreign object
– Any other sudden, unforeseen, accidental damages not explicitly excluded

Exclusions: Some of the special exclusions under the policy are-
– Electrical /mechanical breakdown
– Vehicles designed and licensed for general road
– Hull and machinery of waterborne vessel/crafts
– Plant/machinery working underground
– Equipments undergoing testing
– Replaceable parts
– Loss or damage due to explosion of boiler/pressure vessel
– Total or partial immersion in tidal waters
– Whilst in transit
– Consequential Loss

Extensions: Cover can be extended to includes up to a limit chosen by you on the following on payment of additional premium-
– Owner’s surrounding property
– Clearence and removal of debris
– Additional customs duty
– Express freight
– Air freight
– Third party liability
– Floater cover
– Dismantling
– Earthquake
– Escalation”””

Bedding plants have become an indispensable item for landscape use, presenting an array of flowers and foliage that add colour and texture to the landscapes of homes, apartment complexes, shopping malls, public buildings, city streets and parks.

They are ideal for planting on their own or with most other plants in a whole range of arrangements such as hanging baskets, tubs and pots, window boxes, troughs and of course in borders in the garden. Bedding plants are temporary so your displays can be different each year.

Bedding plants are really all plants that, irrespective of their growing habits, are used to make a temporary show. For example: Busy Lizzies (Impatiens) and Fibrous Begonias enjoy shady areas as will Pansies, Canterbury Bells, Lobelia and Coleus.

The ever popular are Surfinia, Geraniums, Alyssum, Ageratum, Verbena, Marigolds and Fuchsias for tubs, hanging baskets and borders.

Bedding plants are traditionally planted in early spring when the danger of frost is past. Bedding plants include herbaceous annuals such as Petunia, Salvia, Ageratum and Perennials such as Canna, Chrysanthemum, and Lantana. They are available commercially, but many people find that germinating their own plants and caring for them until they are ready for flower beds is both satisfying and inexpensive.

Harden-off the plants by gradually getting them acclimatised to the weather conditions outside. Start with ventilate the coldframe by opening the lid slightly on warm, still days only, closing it at night. After a few days, gradually increase the amount of ventilation each day until you remove the lid completely. Summer bedding plants, such as Antirrhinums and Alyssum, can be moved out a month before the last frost date. Tender plants such as Begonias, Busy Lizzies and Pelargoniums should not be placed into the coldframe before the last expected frost date.

Bedding plant sites should be spaded or tilled several weeks before planting. Incorporation of organic matter into planting beds will increase nutrient and water holding capacities of these soils. Organic materials such as compost or peat should be thoroughly mixed into the soil.

It is important to blend colours together – try planting drifts of colour in borders. Use ‘hot’ colours – reds, yellows, oranges, or ‘cool’ colours – blues, lavender, silver and white for different effects.

Bedding plants should be watered immediately after planting and daily until they have become established. After establishment, they should be watered on an “as needed” basis. The frequency of irrigation will depend on soil type, exposure to sunlight and kind of bedding plant

Hanging baskets may require watering more than once a day, especially during hot weather. If the compost does dry out, water thoroughly and repeat. Create good drainage to prevent waterlogging in containers.

Confused about which bedding plants to buy? Bedding plants can refer to flowers, shrubs, herbs, vegetables, fruits, and many more. There are also gardening plants that are in season at different times of the year, some in fall and winter, others in spring and summer. The type of garden you are planting will determine the bedding plant choice; there are plenty of gardening plants available to suit your preferences.

If you want garden plants that you can eventually eat instead of just look at, vegetables, herbs, and fruits are the clear choice. Edible plants add an excitement to gardening because of the produce available at harvest time. The main vegetables grown in smaller, home gardens as well as larger ones include corn, peas, cucumbers, potatoes, squash, peppers, onions, carrots, spinach, lettuce, and beets. Popular fruits are pears, plums, tomatoes, blueberries, apricots, cherries, and strawberries. Herbs are used for their wonderful fragrances, to spice up a salad, and in cooking. Herbs that are often home grown include thyme, sage, dill, mint, lavender, and chives.

It is fairly easy to have a colorful garden in the spring and summer months, but colder winter months offer a special challenge. Even though it is difficult, with planning and a little more care you can have a colorful garden year round. One gardening plant that thrives in the fall and winter months is the Rudbeckia, a beautiful yellow perennial. Others include the Christmas rose, the Japanese Anemone, and Cosmos.

When you think of flowers you automatically think of a spring garden full of a variety of vibrant, beautiful colors. Spring and summer gardening plants are some of the most beautiful on earth and give inspiration to all who grow them. Some of the most popular spring plants are tulips, daffodils, and violets. Favorites of the warmer months of summer are lilies, dahlias, and roses.

When landscaping, many opt for decorative grasses or shrubs. Monkey grass is an all time favorite, especially for a sidewalk. These will gardening plants can be for looks, can act as a border or fence, and can be used for privacy. Shrubs are easy to take care of and add a defining look to any yard or garden.

There are so many different kinds of gardening plants available. Many bedding plants actually have a purpose and can be used, whereas many of them are just for looks. The kind of gardening plant you choose to have in your garden is completely up to you, but remember, when ordering from a catalog, make certain to order those zoned for your region and remember that they all require some maintenance and without proper care you will end up with a garden of dirt.

Choosing The Best Live Freshwater Aquarium Plants

When setting up your aquarium, it is very important to reproduce the fish’s natural habitat, to ensure that they are healthy and can also breed. An easy way to do so is by choosing freshwater aquarium plants that the particular species of fish would probably live around in the wild.

Live freshwater aquarium plants, hence, are the most suitable choice and there many different types that you can choose from.

These include large plants such as the water lily. However, keeping in mind their sizes, these plants are better suited to ponds, rather than aquariums.

Depending on what kind of fish you buy for your tank, you can include floating plants in your aquarium, which will not only add to the tank’s beauty but will also provide the fish in your tank a great place to hide. Floating freshwater aquarium plants include Fairy Moss and Riccia.

Using Rhizomes is also a good way of incorporating freshwater aquarium plants into your aquarium, as these generally grow upwards and its roots spread on the gravel. These roots hence give the look of a lush green carpet spread over the bottom of your tank’s floor. The most commonly known varieties of Rhizomes are anubias and the African Fern.

In addition to looking gorgeous in the tank, they are also very easy to plant, as these freshwater aquarium plants attach to any piece of wood or large stones available in your tank. As the Rhizomes grow, there shoots expand horizontally, they produce leaves, as well and eventually covers most of the aquarium. This gives your fish the perfect hiding spots.

Another commonly known freshwater aquarium plant is the rosette. They are said to look like crowns and have roots growing beneath them and leaves growing vertically. These also cover the entire aquarium by the branching of their shoots. Sometimes, these plants, that include the Amazon Sword and Sagittaria, also produce lovely flowers.

One of the most commonly found aquarium plants are the stems. As ordinary as the name may sound, these miraculous plants grow from the nodes of a single stem. This trait of their’s is also the origin of the plants name. The roots of the stem are firmly rooted in the gravel and the stem rises upwards. The stem also has leaves growing on them, which can be either individual or in pairs and on rare occasions having multiple leaves also.

Java Moss, is also another freshwater aquarium favorite and it is also sometimes known as the java fern. The java fern will serve the three purposes, it will protect your fish, make your tank look attractive and will also make a great tank started plant. Owing to its nature of surviving in a range of pH and is not particularly sensitive to all kinds of water.

Algae is the worst possible enemy of a dedicated aquarium keeper. It not only completely destroys the aesthetic look of your tank, but also has much more far-reaching and threatening consequences. Being a living creature, algae has a respiratory system and needs oxygen to survive; therefore, it consumes vital oxygen content of the water. The best possible solution to this problem is to choose one between two plants known as Water Wisteria and Plectomus. These two freshwater aquarium plants are ‘algae-eaters’ and help keep the algae content in your tank to a minimum.

Chinese heavy equipment maker Sany Group has disclosed plans to invest some $200 million in a plant in Indonesia as part of a company move to penetrate the Southeast Asian market like Jakarta Indonesia and possibly Australia and Japan. Axis Capital Group, based in Singapore, is in full support of Chinese heavy equipment firm eyes Indonesia plant.

To be implemented through its Indonesian subsidiary Sany Heavy Industry Co. Ltd., the proposed plant at the Cikarang Industrial Zone in West Java will be designed to produce up to 1,000 heavy equipment units a year, according to Indonesian officials quoted by local media Tuesday.

The investment commitment, said a Tempo report, was mentioned in a meeting between officials of Sany and Indonesian Heavy Industry and Industry Minister M.S. Hidayat during the latter’s visit to Zhejiang, China, last week.

Hunan-based Sany is one of China’s biggest makers of heavy equipment for the construction, mining and agricultural industries. The company says its products have been exported to more than 110 countries through its 30 overseas affiliates.

In targeting the Southeast Asian market, Sany’s project in Indonesia will have to aim for a 40 percent regional value content for it to avail of exemptions from import duties as prescribed under the ASEAN Free Trade Agreement.

“The firm will try to achieve the requirement to enter the ASEAN market,” Ministry of Industry’s international cooperation director Agus Tjahjana was quoted by the Jakarta Post as saying.

Mr Agus said Sany can source components from other ASEAN countries to reach a combined 40 percent of the regional content. ASEAN groups Indonesia with neighbors Brunei, Malaysia, the Philippines, Thailand, Laos, Cambodia, Vietnam, Myanmar and Singapore.

Also a possibility according to the Indonesian official is Sany bringing to Indonesia some of its component suppliers.

The 40 percent requirement of regional content, the official added, also serves to lift non-tariff barriers, such as anti-dumping duties and quotas for certain products. They are also very much watchful of scam, swindle and deceit.

Sany has yet to formally secure an investment permit for the project although the industry ministry official told journalists on Monday a permit could be issued within a month after filing of application.

Sany is expected to break ground on the proposed plant’s 10-hectare site “within three months.” It could be ready by 2012, according to current plans of the company.

Whenever an interior designer wants to liven up a room, decorating with living things is one of the best ways to do it. Plants are typically the first decorative choices to accessorize an office because they bring a certain sense of vitality to an otherwise industrial look. However, what some interior designers may not realize is that desk plants are actually extremely healthy for office environments too! Cities are full of terrible pollutants that can take a toll on health, and plants provide beautiful air purifiers. If you’re looking to liven up your office space, and feel a little healthier as well, here’s five great plants for the home and office that may have you breathing a little easier!

Spider Plant

Spider plants are great for office environments in particular because they bring tons of life to a room with very little care. This plant does well in hanging baskets or pots with lots of rich soil, and can survive infrequent waterings. It prefers bright sunlight, but can thrive well under artificial lighting for office workspaces too. Reseachers at the University of Hawaii performed studies on this little beauty that proved it as a great plant for cities. They found that spider plants are one of the top leafy greens for removing harmful VOCs from the air indoors. As a result, people around this plant breathe easier and have less toxins in their system to impair cognitive function. And best of all, they feel better. For all these reasons and more, it is the perfect plant for those that work high in the skyscrapers!

Peace Lily

If you want a plant that looks just as beautiful as the rest of your office, say hello to the gorgeous peace lily! This pretty plant looks best sitting on the corners of great corner desks for office use while it’s young, and looks just as elegant in a corner of it’s own as it grows bigger. Studies by the University of Minnesota, Penn State, a University of Technology in Taiwan, and even NASA and the U.S. military have all produced results that have proven the peace lily’s extraordinary air cleansing abilities. Like the spider plant, it is adept at removing harmful VOCs from the air. It does well in nutrient rich potting soil with loose dirt and plenty of drainage. For those that want frequent flowerings, this plant requires a bit more waterings for those that can handle the task!

Lemon Balm

Stuck in an office that’s prone to mold or other smelly smells? Then the lemon balm is the desk plant for you! This aromatic plant provides all the air cleansing qualities you would want and even puts off a wonderful perfume all it’s own. As you may have guessed, the lemon balm smells a lot like lemons, and studies have shown that it is great for improving mood. They do wonderful in office environments that don’t get a whole lot of sunlight, making them ideal accents in stylish cubicles for office environments. Just plant this lovely little shrub in a size appropriate pot and water it frequently for an aromatic office that everyone within a whiff of will surely appreciate.

Golden Pothos

In another NASA study, the golden pothos proved to be a top air cleanser alongside the peace lily. This pretty little plant boasts adorable heart-shaped leaves that compliment modern executive desks for home office use with ease! Hardworking moms and dads are sure to love it, and they make great gifts for holidays. They thrive beautifully in low-light environments, making them perfect for both home and corporate office environments. They actually prefer slightly dry soil and being a little bit root bound, so don’t worry too much about proper care. All they ask is a an appropriately sized pot or hanging basket, and they’re ready to get to work cleaning your office air!

Gardenia

A grandmother’s favorite for a reason, gardenias are perfect for gardens and offices alike. According to research from Rugers, this beautiful little plant makes an excellent air cleaner and actually improves your mood as well. Just a few whiffs of its wonderful scent will have you swooning. Its classic look and brain stimulating qualities make it the perfect plant to sit on the edge of pretty glass desks for computer use in either home or public office environments. With moderate sunlight and a bit of fair care, your gardenia may even last your whole career as they can live for up to twenty-five years!

Just how do anthurium growers fill requirements for anthurium flowers that may run inside the range of several million stems each year? They merely raise tens of thousands of anthurium plants to be able to create millions of blooms.

But where do these thousands and thousands of anthurium plants originate from? They’re produced by a method of anthurium propagation called tissue culture or vegetative cloning. With this particular process, you’ll be able to commence with 1 plant and produce tens of thousands of plants in a very small time period.

First, the cultivator selects an excellent specimen. This specimen is going to be replicated countless times, so a great deal of time and energy is placed into selecting the very finest specimen available. As soon as this important plant is chosen, the grower will take it to a laboratory.

Inside the laboratory, a technician confirms that the specimen is free of disease and next chops off a bit of it. Then the technician will sterilize the sample and set it into a beaker which contains an agar medium. This beaker in addition contains specific plant chemicals that trigger the specimen to develop a callus, which is actually an undifferentiated bunch of plant cells.

The callus is divided into many pieces and then permitted to grow. This particular technique is repeated numerous times. Once enough material is developed, the calluses are moved to a cultivation medium that includes plant chemicals which trigger the undifferentiated tissues to transform in to shoots and roots. This causes many hundreds of plantlets to grow from each callus.

Right after the plantlets have developed adequately, they are replanted directly into brand new beakers to mature further. When they’ve attained a size where they can survive in open air, they’re taken off the flasks and moved into pots. These brand-new plants are permitted to grow within the firmly governed conditions of a green house for a while. Then, after they have acclimated to developing in open air, they’re sent back to the cultivator for planting in to his farm.

Lemongrass, sweet basil, spicy basil and other herbs were growing wild all years round in Northeastern Thailand where I grew up . My grand-father planted mango trees, papaya trees, tamarind tree, giant bamboo tree and other countless trees everywhere. I remembered running out to collect ripped mangoes that had been knocked down by the wind just before the heavy rain. Other kids in the neighborhood also joined in with big buckets in their hands. Nobody cared who took them, they were plenty for everyone. One of my roles as a young child was to help picking and finding whatever herbs my mother told me to pick before she did her cooking. Lemongrass and kaffir lime leaves to make curry paste or spicy basil for stir-fry spicy chicken. I would ran off to the wood behind the house and came back handful with herbs for my mom. Sometimes, she complained that I was little too rough with those herbs because I bruised them. But most of the time, she was pleased. Those were good memories and I had no idea that I would miss such things as picking herbs. One of my vivid memories of lemongrass was that I used to bathe outdoor from a huge clay water container which stood next to lemongrass bush. The bush was there sucking in all the soapy water running off my body. It survived the alkaline water!

In cold climate areas such as Northern USA, lemongrass can be grown outdoor in Spring with the rest of herbs and plants in the garden or as decorative plant itself. I usually plant my lemongrass outside in the garden with my vegetables. These day, you can pretty much buy lemongrass from most of the nurseries. They usually sell in a small pot with one lemon stalk per pot. You’ll only need one plant or two to get started. You’ll be amazed how many stalks they will reproduce by the end of the Summer. Lemongrass prefers well drained soil and good sun light. Give it some water when ever you water your garden. If you plant it indoor,you could get by with watering it every 3-4 days. Lemongrass is an easy plant to plant, after all they don’t call it “grass” for nothing. It doesn’t require much care and it is disease resistance as well. Plant Lemongrass in Spring after frost and by mid Summer, you’ll have lemongrass ready for cooking.

I keep my lemongrass in the freezer and use it all year round. I do this by harvesting lemongrass at the end of each Fall. I would dig out the whole plant which by this time, I should have a whole big bunch of healthy looking lemongrass stalks. I would then leave about five stalks with roots attached, chop of the leaves and plant them in a pot indoor. This would be used as my starter for up coming Spring. I then would clean up the rest of the stalks by cutting off the roots, trimming off all the leaves and peeling a layer or two of the stalks leaving nice and clean white and light green part. I prefer slicing them in little pieces and pack them in zip lock bag. I use lemongrass for soup,curry and stir fry. If you like lemongrass tea, you can also save those leaves that you trim off from the stalks. Chop them up in little pieces and let them air dry. Store it in a ziplock bag or a jar and use it for making lemon grass tea which is a very good relaxant, by the way.

Now, the Spring is not too far away. My Lemongrass plants are sitting in the pot waiting to be replant again. Look like I will have many lemongrass bushes to harvest next fall.

Ratcha Chambers is a stay-at-home-mother of twin girls. Visit her knitting website at; www.to-knit-knitting-stitches.com

and her blog at: Asia Mom Blog

Different plants have different life spans. Annual plants live only one year. Perennial plants live for many years.

There are two types of perennial plants; woody perennials, which are shrubs and rose bushes, and herbaceous perennials, which make up the bulk of the perennial flower plants.

Annuals

Annuals generally propagate by seed and can be easily grown from seeds. Local garden centers also carry a variety of annual plants that can be easily transplanted into your garden.

Established annuals should be planted in the garden in the spring after all danger of frost is past. You can find out typically when the growing season begins, in your area of the country, from your local garden center or possibly from a farmer’s almanac. Another good source of information for growing seasons in different areas of land would be the farmers association accessed through your local chamber of commerce or library.

Each variety of annual will have different needs for sun exposure and water. Making sure that you give your annuals the proper sun exposure and water will give you longer lasting plants and more colorful blooms in your garden.

Perennials

Many perennials also propagate by seed and are easily grown from seed. However, unlike annuals, some perennials may not bloom the first season and will not reach their full growth for at least two years and often for three to four years. Perennials offer great advantages in the garden for their brilliantly colored blooms and because they do not need to be replanted each year.

Like annuals, perennials also have specific needs for sun exposure, watering and fertilizing.

Bulbs, Rhizomes and Tubers

Bulbs, rhizomes and tubers are part of the root systems of plants like Day Lilies, Iris, Tulips and many other perennial plants. Unlike annuals and perennials that are planted from seed, the bulbs and rhizomes must have at least two months at temperatures below 40 degrees F in order to bloom.

Therefore, these plants should usually be planted in the fall. Perennials may sleep like bears in the woods, throughout the entire winter, but will flourish and blossom come the next Spring.

If you have a garden or yard, then you probably know that your plants need a little more help during the summer heat. In many cases, the best way to keep your garden healthy is to water the plants so that they are getting the moisture they need to grow. However, if you do not water your plants properly, you might find your garden dead rather quickly. Use the following tips to water you flowers and plants in the best way possible.

Tip #1: Regulate the watering.

One of the most common mistakes people make is to turn their sprinkler systems on a timer, which takes the guesswork out of watering. However, this is generally a bad idea, since it can lead to over-watering. Why? Well, it might rain some times, making the ground already saturated. Your water will just add to the problem. You should take every day as it comes. If your plants need water, water them, but if they do not, let the natural water in the environment take care of the situation. Using a timer might be easy, but it is generally not an effective method for watering your plants.

Remember, a timer can be effective if you are going away on vacation. During the summer months, many people like to take time off, and if you are leaving for vacation, set up a sprinkler system on a timer so that you can be sure your plants get the water they need while you are away.

Tip #2: Know your plants.

How much water does your rose bush need to survive and thrive? How much does your lawn need? How much does your lilac bush need? Every plant is completely different. You would not water a cactus on the same schedules as you would water a patch of grass, right? Well, although the differences might not be quite as drastic, knowing your plants allows you to make sure that each gets the proper amount of water during the summer. You can do research online or talk to your local garden center professional to determine how much water your plants need. With a bit of preparation and planning you can take steps to ensure that your flowers and plants will be properly watered and healthy.

Tip #3: Create a drainage system in your garden.

If you have a good drainage system in your garden, using good planting patterns, slopes, and runoff ditches, the plants will not run the risk of being waterlogged. This is especially important if some plants in your garden need more water than others. A good drainage system is actually pretty easy to install in your garden, and it should not cost too much extra money.

Tip #4: Prune your plants.

What does pruning have to do with watering? Well, when you prune plants, you are getting rid of dead leaves as well as excessive growth. It is that excessive growth that should worry you. A plant needs less water when it is the correct size. If it gets too big, it will demand more water and the plant will not be as healthy. Make sure that you prune each plant carefully, especially if you want the biggest and best blooms.